Subprime Financing

Explore Subprime Financing At Bell Road Toyota

The dedicated finance center at Bell Road Toyota is ready to assist all Phoenix, AZ area motorists with their auto loan needs, and that includes used car shoppers seeking subprime financing. Whether you call it a bad credit or sub-prime auto loan or an alternative financing package, if you require a loan solution for your low credit score, we are your answer!

As a full-service car dealer, we've been working with used car buyers of all credit levels and financial situations for years, and we're eager to put our knowledge and experience to work for you! Our in-house finance experts are available online, over the phone or with a visit to our dealership, so don't hesitate to contact us with any auto loan questions.

Why Apply For Subprime Financing Here?

While there are other places around Scottsdale and Glendale, AZ to apply for sub-prime financing, Bell Road Toyota is your source for both quality pre-owned Toyota vehicles for sale and a finance team that's committed to service excellence. Our associates are patient and understand the intricacies of developing an affordable auto loan that takes into account a driver's credit and financial circumstances as well as a monthly budget.

If you secure a subprime financing car loan for your upcoming used vehicle purchase here, you'll have the opportunity to gradually improve your credit rating over the life of the loan, which will certainly help you next time around that you are applying for any type of financing! So why not take a few minutes today to see about getting pre-approved for the loan you'll need for that used car, truck or SUV purchase?

What To Consider When Applying

Did you know that drivers facing setbacks like foreclosure, repossession, divorce and bankruptcy may still find used car loan solutions here at Bell Road Toyota? It's true, and it's thanks to our helpful sub-prime financing packages that drivers just like you have been able to drive home in a late-model Toyota or other make of used car from our Phoenix dealership!

If you're in a sub-prime credit situation, our finance team will consider a variety of factors in your loan application, including your:

  • Credit history
  • Debt-to-income ratio
  • Available down payment
  • Vehicle trade (if applicable)
  • Choice of used vehicle
  • Total loan amount requested

Send Us Your Auto Loan Application Now

Are you ready to discover your options for a used car through our subprime financing packages? Then send over a completed copy of our Toyota dealership's auto loan application so that we can begin reviewing your details! You'll need some documents when you apply for alternative financing, including forms of identification, proof of income and more, so feel free to reach out to our staff for assistance with your application.

Remember that our entire used vehicle inventory is available for you to explore right here on our website, and we also offer convenient online tools like a payment calculator and vehicle trade-in estimates!

Bell Road Toyota

2020 West Bell Road Phoenix, AZ 85023
Get Directions Schedule Service
Sales 480-795-5886
Service 480-795-5887
Parts 602-457-3883

Monday 8:00AM - 9:00PM
Tuesday 8:00AM - 9:00PM
Wednesday 8:00AM - 9:00PM
Thursday 8:00AM - 9:00PM
Friday 8:00AM - 9:00PM
Saturday 8:00AM - 9:00PM
Sunday 10:00AM - 6:00PM
Monday 7:00AM - 6:00PM
Tuesday 7:00AM - 6:00PM
Wednesday 7:00AM - 6:00PM
Thursday 7:00AM - 6:00PM
Friday 7:00AM - 6:00PM
Saturday 8:00AM - 5:00PM
Sunday Closed
Monday 7:00AM - 6:00PM
Tuesday 7:00AM - 6:00PM
Wednesday 7:00AM - 6:00PM
Thursday 7:00AM - 6:00PM
Friday 7:00AM - 6:00PM
Saturday 8:00AM - 5:00PM
Sunday Closed